By Jimmy White • August 27, 2026
What Credit Score Do I Need to Buy a House in Will County in 2026? Quick answer: In Will County, most first-time buyers need at least a 580 credit score to qualify for an FHA loan — but if you want Illinois' IHDA down payment assistance stacked on top, that number jumps to 640.  Written by Jimmy White, Mortgage Loan Officer, NMLS #1363362 — LeaderOne Financial, serving Will County homebuyers for over 11 years.

Jumbo Loans

Get a FREE quote on an Jumbo Loan & save thousands of dollars per year.



  • Fixed Rates
  • Adjustable Rate Mortgage (ARM)
  • Reduced Lender Fees
  • Jumbo & Super Jumbo Loans
  • Terms from 5 to 30 Years

Why a Jumbo Loan?

There are many benefits, including: financing available up to $2.5 million; the convenience of one loan for the entire loan amount instead of having multiple mortgages; competitive pricing… and more.


Our Jumbo Loan Rates Are Low & Our Process is Quick & Painless

A jumbo loan is a loan that exceeds the conforming loan limits as set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the US, apart from Alaska, Hawaii, Guam, and the U.S. Virgin Islands, where the limit is $970,800. Rates tend to be a bit higher on jumbo loans because lenders generally have a higher risk.

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Were here to make the jumbo home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE Jumbo Loan Qualifier.

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Well help you clearly see differences between loan programs, allowing you to choose the right one for you whether youre a first-time home buyer or a seasoned investor.
 

The Jumbo Loan Process

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Here's how our home loan process works:

  • Complete our simple Jumbo Loan Qualifier
  • Receive options based on your unique criteria and scenario
  • Compare mortgage interest rates and terms
  • Choose the offer that best fits your needs